Let Us make your Home Purchase a Fun and Exciting experience!
We offer a variety of Purchasing Programs to fit your needs. If you have a special need that is not listed below or if you are interested in any of the following options, please go to our easy application page and sign-up to receive
Free Information or an appointment.
Or just call our LOAN LINE at (800) 466-3178
Free Pre Qualification
Get your loan approved
before you make an offer.
Non-Owner Programs
Great rates for investors.
100% Financing
NO DOWN PAYMENT! Why rent?
Dozens of programs to choose from
No Income Qualifiers
Income hard to prove?   
Zero Down for Veterans
No down payment for Veterans
Programs for Self-Employed
Our specialty!
Low Down Payment
As little as 3% of your
own money down
1st Time Home Buyer
Special programs
for new buyers
Programs for Public Employees
PERS program available
"Less Than Perfect Credit"
Special loans available
Prior Bankruptcy/Foreclosure
Credit problems in the past?
Lock and Shop
Lock in a low rate
before you find your dream house.
Bridge Loans
Close the purchase
before your old house sells
Land & Construction Loans
We also do permanent financing
Interest Only Loans
Dramatically reduce required
monthly payments.
Vacation & 2nd Home
It may be easier to
qualify than you think
Bi-Weekly Mortgages
Pay loan off up to 7 years early!
Save Thousands In Interest!     


1812 W. Kettleman Lane
Suite 3
Lodi, CA 95242
(800) 466-3178
(209) 368-8277
FAX:
(209) 368-0656

loans@homefirstfinancial.com

1365 E. Parks Highway
Suite 101
Wasilla, AK 99654
(907) 376-2669
(888) 461-3123