We offer a variety of Loan programs to fit your needs.

We offer a variety of Loan programs to fit your needs. If you have a special need that is not listed below or if you are interested in any of the following options please go to our easy application page and sign-up to receive Free Information or an appointment. Or just call our
LOAN LINE at (800) 466-3178.


"Less Than Prefect Credit"- Special loans available

Free Mortgage Analysis-
Our loan experts will review your current mortgage and offer options

 Rate & Term Reduction-
Take advantage of today's low rates

 VA Rate Reduction-
Special program lowers Veterans rate

 No Point Loans-
Minimize closing costs

 Debt Consolidation-
Need some breathing room?

 Equity Lines of Credit- Put your home's equity to work for you

 Non-Owner Programs-
Lower  rate or cash back on Rental Properties

 Up to 40 year terms-
Loan terms from 5 to 40 years

 Self-Employed- Our specialty!   No Income Qualifiers- Income
hard to prove?
 Bankruptcy-Foreclosure-
In foreclosure? In Chapter 13? OK
 Loans to 125% of Value- Consolidate debts or improve your home  Home Improvement-
Pool, addition, remodel, update?

 Interest Only Loans -
Dramatically reduce
required monthly payments 

 Bi-Weekly Mortgages-
Pay loan off up to 7 years early! SAVE THOUSANDS IN INTEREST!

       Consolidate debt!


1812 W. Kettleman Lane
Suite 3
Lodi, CA 95242
(800) 466-3178
(209) 368-8277
FAX:
(209) 368-0656

loans@homefirstfinancial.com

1365 E. Parks Highway
Suite 101
Wasilla, AK 99654
(907) 376-2669
(888) 461-3123